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11.09.2023
Terms & Conditions






Introduction

Welcome to the MIS Connect Terms and Conditions. These Terms and Conditions (the 'Terms') govern the way in which you may access and use this website (www.misconnect.co) and all attached domains and related services (together referred to as the 'Services'). By using our Services, you agree to be bound by these Terms. If you do not agree to be bound by any of these Terms, please do not continue to access and use our Services. These Terms apply to all visitors, End-users, Developers, clients and others that access or use our Services (individually 'you, or 'your' and collectively referred to as 'Users'). Users must be 18 years old to access this Site.


We can, and do, regularly make changes to these Terms. We will post any amended Terms to the Services. If you continue to access and use the Services, your actions will indicate to us that you agree to be bound by those amended Terms. Certain features of the Services may be subject to additional guidelines, terms, or rules, which will be posted on the pages in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.


MIS Connect is a company incorporated in the Kingdom of Saudi Arabia and is authorised and regulated to develop financial services within its Regulatory Laboratory (“RegLab”).



1. General conditions

1.1. MIS Connect treats the protection of Users personal data very seriously. MIS Connect only collects personal data in the manner prescribed in our Privacy Notice and to the extent permitted by applicable law.


1.2 MIS Connect. All rights reserved. All trademarks, logos and service marks (“Marks”) displayed on the Site and Online Content are our property or the property of other third parties. You are not permitted to use these Marks without our prior written consent or the consent of such third party which may own the Marks.



2. License

2.1 The MIS Connect Services are protected by copyright, trade secret, and other intellectual property laws. MIS Connect hereby grants User a personal, limited, non-exclusive, revocable, non-sublicensable, non-transferable right and license to use the MIS Connect Services and access in accordance with these Terms. Except as otherwise expressly permitted, MIS Connect reserves all other rights, title and interest in and to the MIS Connect Services, Site and the underlying technology used to provide the MIS Connect Services, including all software and any copies, corrections, bug fixes, enhancements, modifications or new versions thereof and all research and development and experimental development in respect thereto ('MIS Connect Technology'). No rights are granted by implication, estoppel or otherwise. User acknowledges that only MIS Connect shall have the right to maintain, enhance or otherwise modify the MIS Connect Services, Site and MIS Connect Technology.


2.2. The rights granted to you in these Terms are subject to the following restrictions:


(a) you shall not license, market, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the content on the Site ('Online Content'), whether in whole or in part, or any content connected to the Online Content;
(b) you shall not modify, translate, decrypt, decompile, decode, disassemble, make derivative works of, disassemble, reverse compile or reverse engineer any part of the Site or the Online Content;
(c) you shall not access the Site or the Online Content in order to build a similar or competitive website, product, or service
(d) except as expressly stated herein, no part of the Site or the Online Content may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means;
(e) you shall not interfere with or circumvent any feature of the Site, including any authentication, security or access control mechanism, or introduce any security threats into or through the Site;
(f) transmit any worms, viruses, trojan horses, or any other malware, disruptive or harmful software or data through your access to and use of the Site; and
(g) you shall not use the Site, Online Content or any portion thereof for any illegal, harmful, offensive, or objectionable purpose, including in a manner that disparages, defames, or violates the intellectual property or proprietary rights of MIS Connect or any third party, or which is otherwise in violation of applicable law. Unless otherwise indicated, any future release, update, or other addition to functionality of the Site and Online Content shall be subject to these Terms.
2.3. MIS Connect reserves the right at any time to modify, suspend, or discontinue the Site and Online Content (in whole or in part) with or without notice to you. You agree that MIS Connect will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Site and Online Content or any part thereof.


2.4. You acknowledge and agree that MIS Connect has no obligation to provide you with any support or maintenance in connection with the Site and Online Content.


2.5. You acknowledge that all intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Site and Online Content (including any design, visual interfaces, and underlying computer code) are owned by MIS Connect and/or any third-party service provider engaged by MIS Connect in connection with the operation, maintenance and hosting of the Site and Online Content ('Service Provider'). Neither these Terms (nor your access to the Site) transfers to you any rights, title or interest in or to such intellectual property rights, except for the limited access rights expressly set forth in these Terms. For the avoidance of doubt, no implied licences are granted under these Terms.


2.6. If you provide MIS Connect with any feedback or suggestions regarding the Site, Online Content or any of MIS Connect's services, or submit content, materials, or information through interactive features of the Site (“Feedback”), you hereby assign to MIS Connect all rights in such Feedback (or, if that is not possible, grant MIS Connect an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to exploit the Feedback in any manner and for any purpose), including to improve the Site and Online Content, and create or improve other products and services, and agree that MIS Connect shall have the right to use and fully exploit such Feedback, in any manner it deems appropriate. MIS Connect will treat any Feedback you provide to MIS Connect as non-confidential and non-proprietary.


2.7. Whilst we will make every effort to limit the amount of time the Site is unavailable, we may at times need to suspend access to the Site or restrict access to Users in order to undertake essential maintenance. MIS Connect is not liable to Users if, for any reason, the Site is unavailable at any time. In order to use access certain Online Content you may be required to download content, software, and/or agree to additional terms and conditions. Unless otherwise expressly set forth in any such additional terms and conditions, those additional terms and conditions are hereby incorporated into these Terms.


2.8 Use of the Online Content requires one or more compatible devices, cellular and internet access (fees may apply), and certain software (fees may apply), and may require obtaining updates or upgrades from time to time.


2.9 Because your use of the Site and Online Content involves hardware, software, and internet access, your ability to access and use certain parts of the Site and Online Content may be affected by the performance of these factors. You acknowledge and agree that such system requirements, which may be changed from time to time, are your responsibility.



3. Acceptable use

3.1 The following terms constitute our “Acceptable Use Policy”. When accessing the Site, you agree not to:


3.1.1 distribute or reproduce all or any part of the Site for commercial gain;


3.1.2 upload, transmit, or distribute to or through the Online Content any computer viruses, worms, or any software intended to damage or alter a computer system or data;


3.1.3 send through the Online Content unsolicited or unauthorised advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages, whether commercial or otherwise;


3.1.4 use the Online Content to harvest, collect, gather or assemble information or data regarding other Users, including e-mail addresses, without their consent;


3.1.5 interfere with, disrupt, or create an undue burden on servers or networks connected to the Online Content, or violate the regulations, policies or procedures of such networks;


3.1.6 attempt to gain unauthorised access to the Online Content (or to other computer systems or networks connected to or used together with the Online Content), whether through password mining or any other means;


3.1.7 defame, harass, discriminate threaten or interfere with any other User's use and enjoyment of the Online Content;


3.1.8 use the Site to request or encourage other Users to breach any provision of these Terms; or


3.1.9 use software or automated agents or scripts to produce multiple accounts on the Online Content, or to generate automated searches, requests, or queries to (or to strip, scrape, or mine data from) the Online Content (provided, however, that we conditionally grant to the operators of public search engines revocable permission to use spiders to copy materials from the Online Content for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials, subject to the parameters set forth in our robots.txt file).



4. Children's privacy

4.1 Our Site is not intended for use by individuals under the age of 18 ('Child' or 'Children'). We do not knowingly collect Personal Information from Children. If you become aware that a Child has provided us with Personal Information, please contact us immediately. If we become aware that we have collected Personal Information from a Child without parental consent, we will take steps to remove that information from our servers.



5. Terms and termination

5.1 These Terms will remain in full force and effect while you access and use the Site. If you violate any provision of these Terms, your authorisation to access the Site automatically terminates.


5.2 Upon termination of your rights under these Terms, your Account and right to access and use the Online Content will terminate immediately. In addition, we may suspend or terminate your rights to use the Site at any time for any reason at our sole discretion.


5.3 MIS Connect will not have any liability to you whatsoever for any termination of your rights under these Terms.



6. Governing Law; Venue; Attorney's Fees.

This Agreement hereunder are made and will be governed by and construed in accordance with the laws of Saudi Arabia. The parties agree that the venue for any dispute, obligation or action of any kind arising under this Agreement will be Riyadh, Saudi Arabia, and the parties irrevocably consent to the exclusive jurisdiction of Saudi Arabia for any dispute, obligation, or action hereunder and agree not to commence or prosecute any suit, proceeding or claim hereunder, except in such courts. In any action to enforce this Agreement, the prevailing party will be entitled to costs and attorneys' fees from the non-prevailing party.